If you have followed this blog, you will know that we have been working on becoming debt-free as a family. As someone who likes to shop a lot in the past, I often struggle with my desires whenever there are sales during holidays. That still happens even though I now advocate for intentional living. However, this past weekend has been challenging due to Black Friday and Cyber Monday deals. As such, I am prompted to share my Black Friday purchases and reflections on them.
When I wake up tomorrow, I will look at my bank account and see our car loan, home renovation expenses, and mortgage already paid. If only it were that easy, right?
Balancing our debt payment and daily spending can be a challenging task to do. On the one hand, you want to pay off your debt as quickly as possible. On the other hand, you need to live your life and cover your basic expenses.
You’re not alone if you’re struggling to find a balance between the two. I want to share tips to help you balance debt repayment and daily spending.
Most people, including myself, tend to overspend during the holiday season. Some may even say this is the time of the year when our credit card debts increase. But we love giving and receiving gifts! Even though I try to live a simplified life now, I still love receiving functional presents. And this is why
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