Personal Finance

All about my thoughts on personal finance; family spending, saving, budgeting, making money, and investing.

Disclaimer: I am not a licensed financial analyst /advisor. All information on our website is based on my personal research, readings, experiences, and personal point of view. I do not represent any financial company, and the information I am sharing is only for informational purposes and not to be taken as professional advice. 

discover true wealth through hidden riches

Episode 3: What is Real Wealth? Unlocking Hidden Riches

No matter what your definition of wealth might be, unlocking hidden riches requires a certain level of self-awareness. In this episode, we’ll look at some of the most critical factors contributing to happiness and well-being. The goal is to help you find ways to unlock the riches already within you so that you can live with greater joy and fulfillment in your own life.

Striking a balance between debt payment and daily spending

Striking a Balance Between Debt Payment and Daily Spending

When I wake up tomorrow, I will look at my bank account and see our car loan, home renovation expenses, and mortgage already paid. If only it were that easy, right?

Balancing our debt payment and daily spending can be a challenging task to do. On the one hand, you want to pay off your debt as quickly as possible. On the other hand, you need to live your life and cover your basic expenses. 

You’re not alone if you’re struggling to find a balance between the two. I want to share tips to help you balance debt repayment and daily spending.