Personal Finance

All about my thoughts on personal finance; family spending, saving, budgeting, making money, and investing.

Disclaimer: I am not a licensed financial analyst /advisor. All information on our website is based on my personal research, readings, experiences, and personal point of view. I do not represent any financial company, and the information I am sharing is only for informational purposes and not to be taken as professional advice. 

Striking a balance between debt payment and daily spending

Striking a Balance Between Debt Payment and Daily Spending

When I wake up tomorrow, I will look at my bank account and see our car loan, home renovation expenses, and mortgage already paid. If only it were that easy, right?

Balancing our debt payment and daily spending can be a challenging task to do. On the one hand, you want to pay off your debt as quickly as possible. On the other hand, you need to live your life and cover your basic expenses. 

You’re not alone if you’re struggling to find a balance between the two. I want to share tips to help you balance debt repayment and daily spending.

essential baby items

Essential Baby Items? What’s Worth Getting Now And What You Won’t Need (2022)

Becoming a parent for the first time is a unique but often daunting experience. There are so many items to buy and decisions to make! What should you buy? What will your baby need? This blog post will discuss the essential baby items that we found to be indispensable during our first year of parenting our second child. We will also talk about the items that we didn’t find useful and why.